You may already be in a relationship with a broker—and chances are that relationship feels more like “investment picking” than comprehensive financial guidance. We differ from a traditional brokerage firm because we believe your lifestyle should determine your investment strategy – not the other way around.

First Community Financial Consultants (FCFC) provides access to financial planning and investment advisory services. Our trained financial consultants help you define your goals then develop an objective financial plan of action designed to take you from where you are today to where you want to be tomorrow. The fee for a customized and comprehensive financial plan depends upon the complexity of your financial life. Fees typically range between $1,500 and $3,500.

You may choose to implement your plan with us or with any other financial services institution. Should you choose to implement it through FCFC, there will be no future fees as we would receive compensation through commissions on certain investment and insurance products.  If you decide to execute your plan through different channels, we are happy to continue as your primary consultant on a fee for time arrangement.

Your life is unique.

We’re here to answer your questions and guide you through any of the following areas:

• Investments:
  • stocks
  • mutual funds
  • corporate, government and municipal bonds
  • UITs and ETFs
• Retirement Accounts:
  • Rollover, Traditional, ROTH and Inherited IRAs
  • 401(k) / 403 (b) accounts
  • TERI plans
  • SEPs
  • SIMPLE plans
  • deferred compensation plans
  • ESOPs
  • profit sharing plans
• Annuities:
  • deferred and immediate
  • fixed
  • variable
  • indexed
• Insurance:
  • life insurance
  • whole life
  • term life
  • variable life
  • universal life
  • variable universal life
  • survivorship
  • long-term care
  • disability income
• Planning your estate:
  • Helping you find an attorney, or working with your current attorney to assist with your specific needs.
  • wills and trusts
  • gifting strategies
  • charitable remainder trusts
  • Analyzing your current estate and projecting potential tax liability, if any.